Category 02
Housing & moving calculators
Make clearer decisions about rent, mortgages, moving, and home ownership.
20 practical tools
All 20 calculators are available now with visible formulas and assumptions.
Rent affordability
What rent range fits your income and commitments?
Rent vs buy
Which option costs less over your expected time horizon?
Mortgage payment
What are the monthly payment and total interest?
Mortgage extra payment
How much time and interest can overpayments save?
Home purchase cash to close
How much cash is needed beyond the down payment?
Moving cost
What should you budget for the entire move?
Security deposit split
How should a shared deposit be divided and returned?
Roommate rent split
How can rent reflect room size and amenities?
Home maintenance reserve
How much should you set aside for upkeep?
Renovation contingency budget
What is the project total after fees and contingency?
Rent increase impact
What does a rent increase add per month and over the lease?
Rental move-in cost
How much cash is needed for deposits, rent, fees, and setup?
Mortgage refinance break-even
How long will monthly savings take to recover refinancing costs?
Home equity estimate
How much estimated home value remains after secured debt?
Rental property cash flow
What monthly cash flow remains after rent, vacancy, finance, and property costs?
House affordability
What home price fits your income, debts, rate, and down payment?
Biweekly mortgage payment
What is the half-month debit, and how much time can 26 payments a year save?
Mortgage points break-even
How many months of lower payments recover the cash you pay for discount points?
Capitalization rate
What cap rate follows from this rental’s net operating income and price?
Mortgage vs index investing
Should extra monthly funds repay the mortgage or go into an index fund?