Category 08
Work & small business calculators
Price your time, quote work, and understand what the business needs.
109 practical tools
All 109 calculators are available now with visible formulas and assumptions.
Freelance hourly or day rate
What rate covers pay, overhead, and unpaid time?
Salary vs freelance equivalent
What freelance revenue replaces an employee package?
Project quote
What should a project cost after risk and margin?
Markup vs margin
What selling price produces the intended margin?
Business break-even
How many sales cover fixed and variable costs?
Cash runway
How many months remain at the current burn rate?
Meeting cost
What does a meeting cost across all attendees?
Employee true cost
What is the cost after benefits and overhead?
Invoice late fee
What fee is due under the contract terms?
Billable utilization target
How many billable hours support your revenue goal?
Take-home hourly rate
What is the effective hourly rate after expenses and unpaid time?
Project profit
What profit and margin remain after labor and project costs?
Sales commission
What commission is earned across base and tiered rates?
Inventory reorder point
At what stock level should a new order be placed?
Payment processor fee
What will payment processing deduct from each sale?
Customer acquisition payback
How long does customer contribution recover acquisition and onboarding cost?
Time card & overtime
How many regular and overtime hours are on a weekly time card after breaks?
Customer lifetime value & LTV:CAC
What LTV and LTV:CAC ratio follow from your customer economics?
Gross profit margin
What share of revenue remains after cost of goods sold?
Net profit margin
What share of revenue is left after cost of goods sold, overhead, and income tax?
Contribution margin
How much of each sale is left after variable cost, and what share of the price is that?
Monthly recurring revenue
What MRR and ARR follow after new, expansion, and churned recurring revenue?
Customer churn rate
What share of starting customers and recurring revenue left in the period?
Inventory turnover
How many times does this cost of goods sold turn the average inventory?
Days sales outstanding
How many days of credit sales sit in accounts receivable?
Working capital ratio
How much working capital is left after current debts, and what is the current ratio?
Cash conversion cycle
How many days does cash stay tied up in inventory and receivables after payables?
Discount break-even
How many extra units does this discount need to keep the same contribution?
Return on investment
What is the gain or loss on this outlay, as a percent of the amount invested?
Project payback period
How many years of this annual cash inflow recover the project outlay?
Project net present value
What is this project worth in today’s dollars after discounting the cash inflows?
Project internal rate of return
What discount rate sets this project’s net present value to zero?
Price increase impact
What does this price rise do to revenue and contribution after a volume change?
Conversion funnel revenue
What revenue follows from visitors, conversion rate, and average order value?
Operating profit margin
What share of revenue remains after cost of goods sold and overhead?
Days payable outstanding
How many days of credit purchases sit in accounts payable?
Revenue per employee
How much annual revenue does each employee generate?
Average order value
What is the average revenue on each order?
Quick ratio
How many times do cash, receivables, and other near-cash assets cover amounts due inside a year?
Debt service coverage ratio
Does this period’s operating income cover the year’s loan payments?
Accounts receivable turnover
How many times do credit sales collect the average receivable balance?
SaaS rule of 40
What is the sum of revenue growth and profit margin?
Net promoter score
What is the promoter share minus the detractor share?
Retainer vs project fee
Does a monthly retainer or a project pipeline collect more in a year?
A/B test sample size
How many visitors per variant detect a conversion-rate change at the power you type?
Owner draw vs salary
What take-home remains after payroll tax on a salary versus SE tax on a draw?
Freelancer effective hourly
What hourly take-home remains after unpaid time, expenses, and a tax reserve?
Contractor vs employee cost
Does a loaded employee or a contractor cost less for the same work?
Cost of living raise
Does this raise keep up with the cost-of-living change you type?
Sales quota attainment
What share of the sales quota is closed, and what commission does that produce?
Repeat purchase rate
What share of customers bought again in this period?
Cart abandonment revenue
How much revenue sits in abandoned carts, and what could a recovery rate bring back?
Break-even ROAS
What return on ad spend keeps profit flat after variable cost?
Wholesale vs retail margin
What gross margin does one unit cost leave at wholesale and at retail?
Seasonal cash gap
How low does cash fall when busy months are followed by quiet ones?
Capacity utilization revenue
How much of your capacity is in use, and what revenue does it produce?
Machine hour rate
What does one productive machine hour cost after depreciation and running costs?
Job costing overhead rate
What overhead does each direct labor hour carry for the year you type?
Gross margin return on inventory
How much gross profit does each dollar of inventory return?
Employee turnover cost
What do the departures in this period cost?
Cost per lead
What does one lead from this campaign cost?
Cost per hire
What does one hire cost after external and internal recruiting spend?
Net revenue retention
What share of starting recurring revenue remains after expansion and churn?
Average revenue per user
What revenue does each user account for in this period?
Burn multiple
How much cash burned for each new dollar of ARR?
Lead to close rate
What share of these leads became closed deals?
Sales cycle length
How many days does a closed deal take from the first meeting?
Pipeline coverage
How much open pipeline covers the quota still left to close?
Free shipping threshold
What order value covers the shipping cost at this margin?
Refund rate margin
What gross margin remains after returns and allowances?
Chargeback fee total
What do lost card disputes and the per-dispute fee cost?
Annual contract value
What is the annualized value of this subscription contract?
Net dollar retention
What share of last period cohort dollars is still here?
Sales win rate
What share of decided deals did you win?
Average deal size
What is the average revenue on a closed-won deal?
Early payment discount
What does skipping an early-payment discount cost for a year?
Inventory carrying cost
What does it cost to hold this inventory for a year?
Marketplace fee margin
What margin is left after a marketplace fee and the unit cost?
Restaurant prime cost
What share of sales goes to food and labor?
Restaurant food cost
What share of food sales did the ingredients cost?
Revenue per available room
How much room revenue does each available room earn?
Occupancy rate revenue
What share of available units are occupied?
Fully burdened labor rate
What does one productive hour cost after burden?
Overtime versus a new hire
What does overtime cost next to a new hire?
Absenteeism cost
What do lost work hours cost in pay?
Training cost per employee
What does a training program cost per person?
Per diem trip cost
What does a business trip cost on per diem?
Retainage cash delay
How much cash does retainage hold back?
Progress billing cash
What can you bill at this percent complete?
Gift card breakage
How much of this gift-card balance is breakage?
Loyalty points liability
What do outstanding loyalty points cost to redeem?
Hosting cost per customer
What does hosting cost per active customer?
Support cost per ticket
What does one support ticket cost in payroll?
Bundle discount margin
What margin is left on a product bundle?
Minimum order price floor
What price covers variable cost and a share of fixed cost?
Volume discount revenue
What do tiered prices collect on one order?
Warranty reserve
What should you set aside for warranty claims?
Dead stock write-off
What does unsold stock cost to write off?
Stockout lost margin
What margin do the units you could not sell give up?
Payment terms float
What does waiting on this invoice cost for the days in the terms?
Agency blended rate
What hours-weighted rate do these roles average?
Change order profit
What profit is left on this change to a signed contract?
Coworking desk revenue
What do these desks collect at this monthly occupancy?
Table turn sales
What sales do these seats, turns, and the average check produce?
Shift differential pay
What does a percent shift differential add to base pay?
PTO liability
What does unused PTO cost at the loaded hourly rate?
Severance pay cost
What does severance cost in pay plus benefits you add?
SaaS gross margin
What gross margin remains after hosting, support, and delivery cost?
Bookings versus billings
How far do new bookings sit from billings and from recognized revenue?